{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-044411","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2022-02-16T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.514083+00:00","generated_at":"2026-06-27T07:32:43.368141+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"EverQuote Q4 revenue up 5% to $102.1M; auto down 8%; net loss widens to $8.5M","bullets":["Q4 auto vertical revenue fell 8% YoY to $70.4M; health DTCA revenue surged 281% to $14.5M.","GAAP net loss $8.5M vs $3.8M a year ago; Adjusted EBITDA dropped to $0.5M from $5.4M.","Full year 2021 revenue $418.5M (+21% YoY); net loss $19.4M vs $11.2M; Adj EBITDA $14.6M vs $18.4M.","Q1 2022 guidance: revenue $101-103M; Adj EBITDA $0-1.5M. Full year 2022: revenue $420-430M.","Variable Marketing Margin (VMM) Q4 $32.9M (+3%); full year $129.6M (+19%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-044411","json":"https://secwatch.observer/filing/0001193125-22-044411.json","markdown":"https://secwatch.observer/filing/0001193125-22-044411.md","text":"https://secwatch.observer/filing/0001193125-22-044411.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312522044411/0001193125-22-044411-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312522044411/d306378d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T07:32:43.368141+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}