---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-048625"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2022-02-22T23:59:59+00:00"
generated_at: "2026-06-27T05:49:56.967982+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE Q4 net income $3.5M (EPS $0.18) down 87.6% YoY; dividend raised 6.9% to $0.31

## Summary
- Q4 diluted EPS $0.18 vs $1.47 LY; net income $3.5M, down 87.6% YoY.
- Full year diluted EPS $3.39 vs $4.47 LY; net income $65.8M, down 24.1%.
- Full year combined ratio 85.7% vs 76.3%; catastrophic claim added $24M to loss estimates.
- Quarterly dividend raised 6.9% to $0.31/share, payable March 25 to record March 11.
- Full year underwriting profit $39.4M, down 45.1% from $71.8M.

## SEC filing metadata
- accession: 0001193125-22-048625
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2022-02-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000119312522048625/0001193125-22-048625-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000119312522048625/d150985d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-048625
- JSON: https://secwatch.observer/filing/0001193125-22-048625.json
- Plain text: https://secwatch.observer/filing/0001193125-22-048625.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.