secwatch.observer — SEC 8-K summary
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Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2022-03-08T23:59:59+00:00
Accession:  0001193125-22-068288
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Q4 net loss $49.2M on $60.5M goodwill impairment; adj EPS $0.41
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- Net loss $49.2M ($1.79/sh) includes $60.5M goodwill impairment; adjusted net income $11.3M ($0.41/sh).
- Net combined ratio improved to 93.2% from 108.7% YoY on lower loss and expense ratios.
- Gross premiums earned +10.7% to $293.7M; premiums-in-force $1.2B (+8.3%); policies-in-force -1.7%.
- Dividend $0.06/sh payable Apr 6 to record Mar 17; new $25M share repurchase authorization.
- Florida TIV dropped to 26.9% of total from 31.3% as diversification strategy continues.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312522068288/0001193125-22-068288-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312522068288/d298524d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-22-068288

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