{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-069372","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2022-03-08T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.410583+00:00","generated_at":"2026-06-27T00:51:35.287480+00:00","sec_items":["7.01","8.01"],"event_type":"litigation","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OppFi sues California DFPI commissioner to block interest rate caps on bank-partner loans","bullets":["Filed complaint March 7, 2022 in Los Angeles Superior Court against California's financial regulator.","Seeks declaration that California's AB 539 rate caps don't apply to loans originated by OppFi's bank partners.","Argues federal law lets Utah-chartered, FDIC-insured banks export their home-state interest rates.","Cites prior federal ruling in California that similar loans are exempt, and state's loss in FDIC lawsuit.","Company says it serves ~7.2 million Californians and asserts its practices are lawful."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-069372","json":"https://secwatch.observer/filing/0001193125-22-069372.json","markdown":"https://secwatch.observer/filing/0001193125-22-069372.md","text":"https://secwatch.observer/filing/0001193125-22-069372.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000119312522069372/0001193125-22-069372-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000119312522069372/d325204d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T00:51:35.287480+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}