{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-118707","form_type":"8-K","ticker":"CIZN","cik":"0001075706","company_name":"CITIZENS HOLDING CO /MS/","filed_at":"2022-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.639465+00:00","generated_at":"2026-06-26T04:29:48.123082+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Citizens Holding Q1 net income $2.0M, $0.36 EPS, up 7.3% YoY; revenue down 5.9%","bullets":["Net income $2,036k ($0.36/share) vs $1,897k ($0.34) in Q1 2021, up 7.3%.","Total revenue $11,587k, down 5.9% YoY; net interest income $8,287k, up 8.6% YoY.","Loans held for investment $583.2M, up 2% from Dec 2021; non-performing assets down 22.8% to $4,982k.","Dividend paid $0.24/share for Q1, unchanged from prior year.","NIM improved to 2.69% from 2.32% a year ago; management expects benefit from rising rates."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-118707","json":"https://secwatch.observer/filing/0001193125-22-118707.json","markdown":"https://secwatch.observer/filing/0001193125-22-118707.md","text":"https://secwatch.observer/filing/0001193125-22-118707.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1075706/000119312522118707/0001193125-22-118707-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1075706/000119312522118707/d301965d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:29:48.123082+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}