secwatch.observer — SEC 8-K summary
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Issuer:     CITIZENS HOLDING CO /MS/ (CIZN)
CIK:        0001075706
Form:       8-K
Filed at:   2022-04-26T23:59:59+00:00
Accession:  0001193125-22-118707
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Holding Q1 net income $2.0M, $0.36 EPS, up 7.3% YoY; revenue down 5.9%
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- Net income $2,036k ($0.36/share) vs $1,897k ($0.34) in Q1 2021, up 7.3%.
- Total revenue $11,587k, down 5.9% YoY; net interest income $8,287k, up 8.6% YoY.
- Loans held for investment $583.2M, up 2% from Dec 2021; non-performing assets down 22.8% to $4,982k.
- Dividend paid $0.24/share for Q1, unchanged from prior year.
- NIM improved to 2.69% from 2.32% a year ago; management expects benefit from rising rates.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1075706/000119312522118707/0001193125-22-118707-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1075706/000119312522118707/d301965d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-22-118707

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer