---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-120258"
form_type: "8-K"
ticker: "CB"
cik: "0000896159"
company_name: "Chubb Ltd"
filed_at: "2022-04-26T23:59:59+00:00"
generated_at: "2026-06-26T04:53:47.661982+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Chubb Q1 core operating EPS $3.82 (+51.6% YoY); record P&C combined ratio 84.3%

## Summary
- Net income $1.97B ($4.59 EPS) vs $2.30B ($5.07) prior year; core operating income $1.64B ($3.82 EPS) up 43.6%.
- P&C combined ratio record 84.3% (vs 91.8%); current accident year ex-cat 83.5% (vs 85.2%).
- Global P&C commercial NPW up 10.3% (11.9% constant); North America commercial ex-ag up 10.5%.
- Book value per share fell 4.4% to $133.82 due to $3.57B after-tax unrealized losses from rising rates.
- Total capital returned $1.34B including $1.0B buybacks; adjusted net investment income $901M.

## SEC filing metadata
- accession: 0001193125-22-120258
- form_type: 8-K
- ticker: CB
- cik: 0000896159
- company_name: Chubb Ltd
- filed_at: 2022-04-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/896159/000119312522120258/0001193125-22-120258-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/896159/000119312522120258/d565895d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-120258
- JSON: https://secwatch.observer/filing/0001193125-22-120258.json
- Plain text: https://secwatch.observer/filing/0001193125-22-120258.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.