{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-142628","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2022-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.383411+00:00","generated_at":"2026-06-25T23:00:29.901327+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Heritage Q1 net loss $30.8M ($1.15/sh) on higher weather losses; combined ratio 129.5%","bullets":["Net loss $30.8M vs $5.1M prior year; diluted EPS loss $1.15 vs $0.19.","Net combined ratio 129.5% vs 107.7%; net loss ratio 91.6% vs 68.9%.","Current accident year weather losses $63.8M, up from $31.4M; catastrophe losses $45.0M.","Dividend $0.06/sh declared, payable July 5, 2022; shares repurchased 721,118 for $5.0M.","Book value per share $10.65, down 16.9% from Q4 2021; 74% TIV outside Florida."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-142628","json":"https://secwatch.observer/filing/0001193125-22-142628.json","markdown":"https://secwatch.observer/filing/0001193125-22-142628.md","text":"https://secwatch.observer/filing/0001193125-22-142628.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522142628/0001193125-22-142628-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522142628/d288357d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T23:00:29.901327+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}