{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-147642","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2022-05-11T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.762280+00:00","generated_at":"2026-06-25T21:12:03.000824+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Dave Q1 revenue up 24% but net loss widens to $34.8M; reaffirms FY2022 guidance","bullets":["GAAP revenue $42.6M (up 24% YoY from $34.4M); non-GAAP revenue $43.7M.","Net loss $34.8M vs net income $3.9M in Q1 2021; adjusted EBITDA -$18.3M vs -$8.0M.","Added 340k net new members, total 6.4M; 1.45M monthly transacting members.","Non-GAAP variable profit margin 41% vs 64% YoY, driven by product mix.","Reaffirms FY2022 non-GAAP revenue $200-230M and variable profit margin 44-48%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-147642","json":"https://secwatch.observer/filing/0001193125-22-147642.json","markdown":"https://secwatch.observer/filing/0001193125-22-147642.md","text":"https://secwatch.observer/filing/0001193125-22-147642.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312522147642/0001193125-22-147642-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312522147642/d317813d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T21:12:03.000824+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}