{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-164746","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2022-06-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.244580+00:00","generated_at":"2026-06-25T05:38:50.461248+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FNB acquires UB Bancorp for $117M all-stock; ~2% EPS accretive","bullets":["All-stock deal valued at $117M ($19.56/share); exchange ratio 1.61 FNB shares per UBNC share.","UB Bancorp has $1.2B assets, $1.0B deposits (40% NIB), $0.7B loans as of March 31, 2022.","Expected close late 2022; ~2% EPS accretive, <1% TBV dilution, ~2-year earnback, IRR >30%.","Pro forma FNB: ~$43B assets, ~$35B deposits; top-10 NC deposit share in 7 of 10 largest MSAs.","Management expects neutral CET1 impact; deal does not affect previously announced buyback."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-164746","json":"https://secwatch.observer/filing/0001193125-22-164746.json","markdown":"https://secwatch.observer/filing/0001193125-22-164746.md","text":"https://secwatch.observer/filing/0001193125-22-164746.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000119312522164746/0001193125-22-164746-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000119312522164746/d341009d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T05:38:50.461248+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}