{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-165448","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2022-06-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.383615+00:00","generated_at":"2026-06-25T05:08:58.737457+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Heritage fully places 2022-2023 CAT XOL reinsurance program, includes Citrus Re cat bond","bullets":["Reinsurance program placed for Heritage Property Casualty, Narragansett Bay Insurance, and Zephyr Insurance.","First Citrus Re cat bond since 2017 issued as part of the 2022-2023 program.","Total insured value outside Florida is 74.0% of TIV as of Q1 2022; zero exposure to Louisiana and Texas.","Did not utilize Florida's new Reinsurance to Assist Policyholders program authorized in May 2022 special session.","CEO Ernie Garateix cited thorough understanding by reinsurance partners of diversification strategy and underwriting actions."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-165448","json":"https://secwatch.observer/filing/0001193125-22-165448.json","markdown":"https://secwatch.observer/filing/0001193125-22-165448.md","text":"https://secwatch.observer/filing/0001193125-22-165448.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522165448/0001193125-22-165448-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522165448/d365533d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T05:08:58.737457+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}