{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-197034","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2022-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.494785+00:00","generated_at":"2026-06-24T12:22:26.923881+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"EverQuote ups credit line to $35M and secures $10M term loan through June 2027","bullets":["Revolver increased from $25M to $35M, matures July 15, 2025; interest at greater of 4.25% or prime.","New term loan of up to $10M drawable by Dec 31, 2023, maturing June 30, 2027; interest at prime +0.25%.","Covenants: asset coverage ratio ≥1.5x through Dec 2023; thereafter fixed charge coverage ≥1.25x and leverage ≤3.0x.","Borrowing base: up to 85% of eligible accounts receivable; collateralized by substantially all assets.","Facility fees of $52,500 (revolver) and $25,000 (term loan) paid at closing."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-197034","json":"https://secwatch.observer/filing/0001193125-22-197034.json","markdown":"https://secwatch.observer/filing/0001193125-22-197034.md","text":"https://secwatch.observer/filing/0001193125-22-197034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312522197034/0001193125-22-197034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312522197034/d338641d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T12:22:26.923881+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}