{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-202587","form_type":"8-K","ticker":"CIZN","cik":"0001075706","company_name":"CITIZENS HOLDING CO /MS/","filed_at":"2022-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.893582+00:00","generated_at":"2026-06-24T07:59:42.084530+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Citizens Holding Q2 net income $2.54M ($0.45/sh), up 33% YoY; NIM expands to 2.78%","bullets":["Net income $2.54M ($0.45 diluted EPS) vs $1.91M ($0.34) in Q2 2021, up 33.25%.","Total revenue $12.32M, up 6.35% from prior quarter on higher interest income.","Net interest margin 2.78% vs 2.69% prior quarter and 2.57% year ago.","Loans held for investment grew 1.09% linked-quarter; non-performing assets 84 bps of loans.","Dividends of $0.48 per share paid YTD, unchanged year-over-year."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-202587","json":"https://secwatch.observer/filing/0001193125-22-202587.json","markdown":"https://secwatch.observer/filing/0001193125-22-202587.md","text":"https://secwatch.observer/filing/0001193125-22-202587.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1075706/000119312522202587/0001193125-22-202587-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1075706/000119312522202587/d384974d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T07:59:42.084530+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}