secwatch.observer — SEC 8-K summary
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Issuer:     CITIZENS HOLDING CO /MS/ (CIZN)
CIK:        0001075706
Form:       8-K
Filed at:   2022-07-27T23:59:59+00:00
Accession:  0001193125-22-202587
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Holding Q2 net income $2.54M ($0.45/sh), up 33% YoY; NIM expands to 2.78%
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- Net income $2.54M ($0.45 diluted EPS) vs $1.91M ($0.34) in Q2 2021, up 33.25%.
- Total revenue $12.32M, up 6.35% from prior quarter on higher interest income.
- Net interest margin 2.78% vs 2.69% prior quarter and 2.57% year ago.
- Loans held for investment grew 1.09% linked-quarter; non-performing assets 84 bps of loans.
- Dividends of $0.48 per share paid YTD, unchanged year-over-year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1075706/000119312522202587/0001193125-22-202587-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1075706/000119312522202587/d384974d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-22-202587

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer