---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-211777"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2022-08-04T23:59:59+00:00"
generated_at: "2026-06-24T03:37:51.847559+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# AFG Q2 core EPS $2.85, up 19% YoY; guides FY22 core EPS $10.75-$11.75

## Summary
- Core net operating earnings $2.85 per share ($243M), up from $2.39 in Q2 2021.
- Raises FY2022 core EPS guidance to $10.75-$11.75 (from $10.50-$11.50) citing higher underwriting profit.
- P&C underwriting profit record $197M; combined ratio 85.8% (improved 2.1 pts YoY).
- Paid $8.00 special dividend plus regular dividend in Q2; total dividends $8.56 per share.
- Excess capital $1.1B; parent cash/investments ~$750M at June 30.

## SEC filing metadata
- accession: 0001193125-22-211777
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2022-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312522211777/0001193125-22-211777-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312522211777/d369417d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-211777
- JSON: https://secwatch.observer/filing/0001193125-22-211777.json
- Plain text: https://secwatch.observer/filing/0001193125-22-211777.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.