---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-212726"
form_type: "8-K"
ticker: "HRTG"
cik: "0001598665"
company_name: "Heritage Insurance Holdings, Inc."
filed_at: "2022-08-05T23:59:59+00:00"
generated_at: "2026-06-24T03:21:13.906015+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Heritage Insurance Q2 net loss $87.9M on $90.8M goodwill impairment; adj income $2.9M

## Summary
- Net loss of $87.9M ($3.32 diluted EPS) vs $4.0M loss year ago; includes $90.8M non-cash goodwill impairment
- Adjusted net income of $2.9M ($0.11 diluted EPS) vs adjusted net loss of $4.0M; combined ratio improved 5.8 pts to 99.4%
- Premiums-in-force $1.2B (+3.4%), policies-in-force down 7.3% on planned Florida reduction; TIV outside FL at 74.4%
- Director Steven Martindale resigned Aug 2, 2022 citing potential conflict of interest; no dispute with company

## SEC filing metadata
- accession: 0001193125-22-212726
- form_type: 8-K
- ticker: HRTG
- cik: 0001598665
- company_name: Heritage Insurance Holdings, Inc.
- filed_at: 2022-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1598665/000119312522212726/0001193125-22-212726-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1598665/000119312522212726/d364683d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-212726
- JSON: https://secwatch.observer/filing/0001193125-22-212726.json
- Plain text: https://secwatch.observer/filing/0001193125-22-212726.txt

## Key facts
- Executive change
  Steven Martindale resigned as member of the Board of Directors at Heritage Insurance Holdings, Inc..
  - Action: resigned
  - Role: member of the Board of Directors
  source text: On August 2, 2022, Steven Martindale, a member of the Board of Directors (the “Board”) of the Company, tendered his resignation from the Board effective as of August 2, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1598665/000119312522212726/0001193125-22-212726-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.