{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-245609","form_type":"8-K","ticker":"LPRO","cik":"0001806201","company_name":"Open Lending Corp","filed_at":"2022-09-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.103274+00:00","generated_at":"2026-06-23T09:28:10.165582+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Open Lending amends credit agreement for $300M facilities; maturity extended to 2027","bullets":["Establishes $150M Term A Loan and upsizes revolving facility by $100M to $150M total.","Maturities of both term loan and revolving facility extended to September 9, 2027.","LIBOR replaced with SOFR as interest rate benchmark; margins and unused fees reduced.","Net leverage ratio covenant step-down extended to September 30, 2024; amortization increase delayed to December 31, 2024.","Proceeds used to repay existing debt, pay transaction costs, and for working capital."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-245609","json":"https://secwatch.observer/filing/0001193125-22-245609.json","markdown":"https://secwatch.observer/filing/0001193125-22-245609.md","text":"https://secwatch.observer/filing/0001193125-22-245609.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1806201/000119312522245609/0001193125-22-245609-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1806201/000119312522245609/d356460d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T09:28:10.165582+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}