---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-251372"
form_type: "8-K"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2022-09-26T23:59:59+00:00"
generated_at: "2026-06-23T07:22:59.458343+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# UMB Financial prices $110M 6.250% subordinated notes due 2032

## Summary
- $110M aggregate principal of Fixed-to-Fixed Rate Subordinated Notes due 2032 priced at 100% of face value.
- Interest: 6.250% fixed to Sept 2027, then 5-year UST + 2.298% to Sept 2032.
- Net proceeds ~$107.9M; used for general corporate purposes including Tier 1 capital to UMB Bank.
- Offering expected to close Sept 28, 2022; BofA Securities and J.P. Morgan are joint book-runners.
- Notes qualify as Tier 2 capital for regulatory purposes.

## SEC filing metadata
- accession: 0001193125-22-251372
- form_type: 8-K
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2022-09-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312522251372/0001193125-22-251372-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312522251372/d399361d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-251372
- JSON: https://secwatch.observer/filing/0001193125-22-251372.json
- Plain text: https://secwatch.observer/filing/0001193125-22-251372.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.