{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-253287","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2022-09-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.592683+00:00","generated_at":"2026-06-23T06:53:33.142293+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"UMB Financial completes $110M subordinated notes offering at 6.25% fixed rate due 2032","bullets":["Completed $110M aggregate principal of 6.250% Fixed-to-Fixed Rate Subordinated Notes due 2032.","Interest fixed at 6.250% through Sept 28, 2027, then resets to 5-year UST rate + 2.298%.","Notes are unsecured, subordinated, and rank equally with existing subordinated debt.","Redeemable at par after reset date (Sept 2027) or within 3 months of maturity, subject to Fed approval.","Issued under existing indenture with Computershare Trust as trustee; net proceeds for general corporate purposes."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-253287","json":"https://secwatch.observer/filing/0001193125-22-253287.json","markdown":"https://secwatch.observer/filing/0001193125-22-253287.md","text":"https://secwatch.observer/filing/0001193125-22-253287.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312522253287/0001193125-22-253287-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312522253287/d375037d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T06:53:33.142293+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}