{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-266767","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2022-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.885780+00:00","generated_at":"2026-06-23T01:52:41.447845+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BCB Bancorp Q3 2022 net income $13.4M, EPS $0.76; NIM expands to 4.18%","bullets":["Net income $13.4M, up 60.9% YoY; diluted EPS $0.76 vs $0.47 YoY.","Net interest margin 4.18%, up 72 bps from 3.46% a year ago.","No provision for loan losses in Q3 2022; non-accrual loans fell to 0.30% of gross loans.","Total loans grew 20.5% YTD to $2.824B; deposits up 5.9% to $2.713B.","Declared $0.16 quarterly dividend, payable Nov 15, 2022 to holders of record Nov 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-266767","json":"https://secwatch.observer/filing/0001193125-22-266767.json","markdown":"https://secwatch.observer/filing/0001193125-22-266767.md","text":"https://secwatch.observer/filing/0001193125-22-266767.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312522266767/0001193125-22-266767-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312522266767/d307363d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:52:41.447845+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}