---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-266767"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2022-10-21T23:59:59+00:00"
generated_at: "2026-06-23T01:52:41.447845+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp Q3 2022 net income $13.4M, EPS $0.76; NIM expands to 4.18%

## Summary
- Net income $13.4M, up 60.9% YoY; diluted EPS $0.76 vs $0.47 YoY.
- Net interest margin 4.18%, up 72 bps from 3.46% a year ago.
- No provision for loan losses in Q3 2022; non-accrual loans fell to 0.30% of gross loans.
- Total loans grew 20.5% YTD to $2.824B; deposits up 5.9% to $2.713B.
- Declared $0.16 quarterly dividend, payable Nov 15, 2022 to holders of record Nov 1.

## SEC filing metadata
- accession: 0001193125-22-266767
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2022-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312522266767/0001193125-22-266767-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312522266767/d307363d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-266767
- JSON: https://secwatch.observer/filing/0001193125-22-266767.json
- Plain text: https://secwatch.observer/filing/0001193125-22-266767.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.