---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-268207"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:29:06.292625+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Auburn National Q3 EPS $0.57 vs $0.53 YoY; net interest income up 20%

## Summary
- Net earnings of $2.0M ($0.57 per share) vs $1.9M ($0.53) in Q3 2021; 9-month EPS $1.67 vs $1.74.
- Net interest income (tax-equivalent) $7.4M, +20% YoY; net interest margin 3.00% vs 2.51%.
- Total loans grew 8% vs June 30, 2022; provision for loan losses of $250K driven by loan growth.
- Dividend increased 2% to $0.265 per share; $0.5M in share repurchases during 2022.
- Equity fell to $59.8M from $103.7M at Dec 2021 due to $46.6M unrealized securities loss.

## SEC filing metadata
- accession: 0001193125-22-268207
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312522268207/0001193125-22-268207-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312522268207/d390657d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-268207
- JSON: https://secwatch.observer/filing/0001193125-22-268207.json
- Plain text: https://secwatch.observer/filing/0001193125-22-268207.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.