{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-269056","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.517698+00:00","generated_at":"2026-06-23T01:01:06.803358+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Popular Q3 net income $422.4M includes $226.6M Evertec gain; core $195.8M","bullets":["Net income $422.4M ($5.71 basic EPS) vs Q2 $211.4M; adjusted net income $195.8M excluding Evertec gain.","Net interest margin expanded to 3.32% from 3.09% QoQ; taxable-equivalent NIM 3.71%.","NPL ratio improved to 1.4% from 1.6%; net charge-offs annualized 0.24% vs 0.08% Q2.","CET1 ratio 16.04%; tangible book value per share $38.69 at September 30, 2022.","Completed $400M ASR; new $231M ASR entered; transferred $6.5B securities from AFS to HTM."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-269056","json":"https://secwatch.observer/filing/0001193125-22-269056.json","markdown":"https://secwatch.observer/filing/0001193125-22-269056.md","text":"https://secwatch.observer/filing/0001193125-22-269056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312522269056/0001193125-22-269056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312522269056/d390418d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:01:06.803358+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}