{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-270968","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.110136+00:00","generated_at":"2026-06-22T23:09:39.856588+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Medallion Financial Q3 net income falls to $7.6M from $15.9M; originations up 40%","bullets":["Net income $7.6M ($0.32 diluted EPS) vs $15.9M ($0.64) a year ago; loan loss provision $10.0M vs benefit of $0.3M.","Net interest income grew 23% to $42.0M; net interest margin narrowed to 8.91% from 9.48%.","Consumer loan originations up 33% to $249.6M; recreation loans +25%, home improvement +44% YoY.","Commercial segment incurred $3.2M in provisions and equity losses; medallion exposure declined to $27.6M.","Company repurchased 1.05M shares for $8.2M; declared $0.08 quarterly dividend payable Nov 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-270968","json":"https://secwatch.observer/filing/0001193125-22-270968.json","markdown":"https://secwatch.observer/filing/0001193125-22-270968.md","text":"https://secwatch.observer/filing/0001193125-22-270968.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000119312522270968/0001193125-22-270968-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000119312522270968/d414645d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:09:39.856588+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"48f4eca67b7be86d2b95bfede075633dacaf91cd","claim":"MEDALLION FINANCIAL CORP reported the quarter ended September 30, 2022 results: net income $7.6 million, or $0.32 per share, EPS $0.32 per share.","evidence_excerpt":"Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1000209/000119312522270968/0001193125-22-270968-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$7.6 million, or $0.32 per share"},{"label":"EPS","value":"$0.32 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}