---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-276405"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2022-11-03T23:59:59+00:00"
generated_at: "2026-06-22T07:43:15.177306+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AFG Q3 core EPS $2.24, guides FY22 $11.00-$11.75; special dividend $2.00

## Summary
- Core net operating earnings $2.24 per share ($192M), down from $2.71 ($231M) YoY; includes $0.36 after-tax catastrophe losses.
- P&C combined ratio 91.1% (2.5 pts catastrophe); net written premiums up 15% YoY.
- Full year 2022 core EPS guidance narrowed to $11.00-$11.75 from $10.75-$11.75.
- Declares special cash dividend $2.00/share, payable Nov 22 to record Nov 15; aggregate ~$170M.
- Parent company cash/investments ~$760M; excess capital $1.3B at Sept 30.

## SEC filing metadata
- accession: 0001193125-22-276405
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2022-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312522276405/0001193125-22-276405-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312522276405/d418358d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-276405
- JSON: https://secwatch.observer/filing/0001193125-22-276405.json
- Plain text: https://secwatch.observer/filing/0001193125-22-276405.txt

## Key facts
- Earnings Releases
  AMERICAN FINANCIAL GROUP INC reported the third quarter of 2022 results: net income Net earnings of $165 million ($1.93 per share), EPS $1.93. Guidance reaffirmed.
  - Period: the third quarter of 2022
  - Net income: Net earnings of $165 million ($1.93 per share)
  - EPS: $1.93
  - Guidance: reaffirmed
  - Result: reported results
  source text: American Financial Group, Inc. (NYSE: AFG) today reported 2022 third quarter net earnings of $165 million ($1.93 per share) compared to $219 million ($2.56 per share) in the 2021 third quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1042046/000119312522276405/0001193125-22-276405-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.