{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-280236","form_type":"8-K","ticker":"FLYW","cik":"0001580560","company_name":"Flywire Corp","filed_at":"2022-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.266221+00:00","generated_at":"2026-06-22T03:36:18.722498+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Flywire Q3 revenue $95.2M (+40% YoY), net loss $4.3M; guides FY22 rev $285-289M","bullets":["Revenue $95.2M (+40% YoY); Revenue Less Ancillary Services $88.9M (+43% YoY).","Total Payment Volume $7.0B (+33% YoY); Adjusted EBITDA $18.2M vs $17.6M.","GAAP net loss $4.3M vs net income $10.0M last year; Gross margin 64.4% vs 65.8%.","Q4 outlook: revenue $69.3-72.6M; FY22 revenue $285.4-288.7M, Adj EBITDA $14-16M.","Acquired Cohort Go; integrated with Universitas XXI for Spain/Latin America."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-280236","json":"https://secwatch.observer/filing/0001193125-22-280236.json","markdown":"https://secwatch.observer/filing/0001193125-22-280236.md","text":"https://secwatch.observer/filing/0001193125-22-280236.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580560/000119312522280236/0001193125-22-280236-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580560/000119312522280236/d411050d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T03:36:18.722498+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b30a26403d2c8a778f226abaabe37ce085016439","claim":"Flywire Corp reported third quarter ended September 30, 2022 results: revenue $95.2 million, net income $4.3 million. Guidance raised.","evidence_excerpt":"the resilience of the industries we serve, continue to position us well for ongoing success.” Third Quarter 2022 Financial Highlights: GAAP Results • Revenue increased 40% to $95.2 million in the third quarter of 2022, compared to $67.8 million in the third quarter of 2021. • Gross Profit increased to $61.3 million, resulting in Gross Margin of 64.4%, for the third","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1580560/000119312522280236/0001193125-22-280236-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2022"},{"label":"Revenue","value":"$95.2 million"},{"label":"Net income","value":"$4.3 million"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}