{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-280319","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2022-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.355947+00:00","generated_at":"2026-06-22T01:17:48.871653+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Heritage Insurance posts Q3 net loss of $48.2M; suspends dividend after Hurricane Ian","bullets":["Net loss of $48.2M ($1.83 diluted EPS) vs net loss of $16.4M ($0.59) in prior-year quarter.","Gross premiums written rose 11.1% to $304.5M; net earned premiums fell 1.7% to $159.7M.","Net combined ratio worsened to 133.3% from 112.5%, driven by $40M in catastrophe losses from Hurricane Ian.","Board temporarily suspends quarterly dividend; will reevaluate quarterly.","Repurchased 632,744 shares for $1.7M in the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-280319","json":"https://secwatch.observer/filing/0001193125-22-280319.json","markdown":"https://secwatch.observer/filing/0001193125-22-280319.md","text":"https://secwatch.observer/filing/0001193125-22-280319.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522280319/0001193125-22-280319-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522280319/d378180d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T01:17:48.871653+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"06f7fb05d107cb5d7d527098fb76ce2793ae8fca","claim":"Heritage Insurance Holdings, Inc. reported third quarter of 2022 results: net income net loss of $48.2 million or $1.83 per diluted share.","evidence_excerpt":"Heritage Insurance Holdings, Inc. (the “Company”) issued a press release announcing financial results for its fiscal quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1598665/000119312522280319/0001193125-22-280319-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2022"},{"label":"Net income","value":"net loss of $48.2 million or $1.83 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}