{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-011484","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2023-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.657180+00:00","generated_at":"2026-06-20T12:45:25.433461+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Ally reports FY22 net income $1.7B ($5.03 EPS, adj $6.06); Q4 $278M ($0.83 EPS, adj $1.08)","bullets":["Full-year total net revenue $8.4B; Q4 total net revenue $2.2B.","Consumer auto originations $46.4B in FY22, $9.2B in Q4; estimated retail auto originated yield 9.57% in Q4.","Retail deposits $137.7B, up $3.0B YoY; retail deposit customers reached 2.68M.","Executed $1.7B of share repurchases in FY22; declared Q1 2023 dividend of $0.30 per share.","Core ROTCE 20.5% for FY22 and 17.6% for Q4; adjusted tangible book value $29.96 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-011484","json":"https://secwatch.observer/filing/0001193125-23-011484.json","markdown":"https://secwatch.observer/filing/0001193125-23-011484.md","text":"https://secwatch.observer/filing/0001193125-23-011484.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/0001193125-23-011484-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/d441526d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:45:25.433461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5771d5b24ac04f0ec3dc98ae352e1e80aaa072c0","claim":"Ally Financial Inc. reported preliminary financial results for the fourth quarter and full year ended December 31, 2022.","evidence_excerpt":"On January 20, 2023, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/0001193125-23-011484-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and full year ended December 31, 2022"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}