---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-011484"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2023-01-20T23:59:59+00:00"
generated_at: "2026-06-20T12:45:25.433461+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Ally reports FY22 net income $1.7B ($5.03 EPS, adj $6.06); Q4 $278M ($0.83 EPS, adj $1.08)

## Summary
- Full-year total net revenue $8.4B; Q4 total net revenue $2.2B.
- Consumer auto originations $46.4B in FY22, $9.2B in Q4; estimated retail auto originated yield 9.57% in Q4.
- Retail deposits $137.7B, up $3.0B YoY; retail deposit customers reached 2.68M.
- Executed $1.7B of share repurchases in FY22; declared Q1 2023 dividend of $0.30 per share.
- Core ROTCE 20.5% for FY22 and 17.6% for Q4; adjusted tangible book value $29.96 per share.

## SEC filing metadata
- accession: 0001193125-23-011484
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2023-01-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/0001193125-23-011484-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/d441526d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-011484
- JSON: https://secwatch.observer/filing/0001193125-23-011484.json
- Plain text: https://secwatch.observer/filing/0001193125-23-011484.txt

## Key facts
- Earnings Releases
  Ally Financial Inc. reported preliminary financial results for the fourth quarter and full year ended December 31, 2022.
  - Period: the fourth quarter and full year ended December 31, 2022
  - Result: preliminary results
  source text: On January 20, 2023, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/40729/000119312523011484/0001193125-23-011484-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.