{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-012713","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2023-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.074506+00:00","generated_at":"2026-06-20T11:33:19.386101+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PRA Group proposes $350M senior notes; Q4 revenue, collections down double-digits YoY","bullets":["Plans to offer $350M senior notes due 2028; net proceeds to retire 2023 convertible notes.","Preliminary Q4 2022 cash collections $372-411M, down 12-21% YoY from $474M.","Preliminary Q4 2022 total revenues $212-234M, down 9-18% YoY from $257M.","Preliminary Q4 2022 adjusted EBITDA $226-250M, down 16-24% YoY from $298M.","Portfolio acquisitions in 2022 estimated $850M (high) vs $972M actual in 2021, reflecting lower purchases."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-012713","json":"https://secwatch.observer/filing/0001193125-23-012713.json","markdown":"https://secwatch.observer/filing/0001193125-23-012713.md","text":"https://secwatch.observer/filing/0001193125-23-012713.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000119312523012713/0001193125-23-012713-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000119312523012713/d420412d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:33:19.386101+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}