{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-014782","form_type":"8-K","ticker":"FMNB","cik":"0000709337","company_name":"FARMERS NATIONAL BANC CORP /OH/","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.827765+00:00","generated_at":"2026-06-20T09:58:37.918123+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FMNB Q4 2022 EPS $0.39 ($0.42 adj.); net income $13.4M vs $5.7M YoY","bullets":["Net income $13.4M ($0.39 diluted) vs $5.7M ($0.18) in Q4 2021; adjusted EPS $0.42.","Loan growth excl. PPP of $5.2M; total loans (ex-PPP) $2.40B at Dec 31, 2022.","Completed Emclaire Financial acquisition Jan 1, 2023 for $1.02B in assets.","Net interest margin 2.99% vs 3.33% a year ago on deposit competition and rate hikes.","Non-performing loans $14.8M (0.62% of loans); allowance for credit losses 1.12%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-014782","json":"https://secwatch.observer/filing/0001193125-23-014782.json","markdown":"https://secwatch.observer/filing/0001193125-23-014782.md","text":"https://secwatch.observer/filing/0001193125-23-014782.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/709337/000119312523014782/0001193125-23-014782-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/709337/000119312523014782/d369003d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:58:37.918123+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"360d3326fdbe78e2eb92462073c42bc5f083b2b7","claim":"FARMERS NATIONAL BANC CORP /OH/ reported the three months ended December 31, 2022 results: net income $13.4 million, EPS $0.39 per diluted share.","evidence_excerpt":"Farmers National Banc Corp. (“Farmers” or the “Company”) (NASDAQ: FMNB) reported today net income of $13.4 million for the three months ended December 31, 2022 compared to $5.7 million for the three months ended December 31, 2021. The Company reported diluted earnings per share of $0.39 for the fourth quarter of 2022 versus $0.18 for the same period in 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/709337/000119312523014782/0001193125-23-014782-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Net income","value":"$13.4 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9a9235ad394f9dd2d62e7ae0946b868cd2ab3ae2","claim":"FARMERS NATIONAL BANC CORP /OH/ reported the twelve months ended December 31, 2022 results: net income $60.6 million, EPS $1.79 per diluted share.","evidence_excerpt":"Net income for the twelve months ended December 31, 2022, totaled $60.6 million, or $1.79 per diluted share, compared to $51.8 million, or $1.77 per diluted share for the twelve months ended December 31, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/709337/000119312523014782/0001193125-23-014782-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the twelve months ended December 31, 2022"},{"label":"Net income","value":"$60.6 million"},{"label":"EPS","value":"$1.79 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}