{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-016226","form_type":"8-K","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.439738+00:00","generated_at":"2026-06-20T08:33:45.138281+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Princeton Bancorp Q4 2022 net income $7.2M ($1.13 EPS); full-year $26.5M ($4.11 EPS) up 17.8% YoY","bullets":["Net income Q4 2022 $7.2M ($1.13 diluted EPS) vs $6.2M ($0.92) in Q4 2021, up 16%.","Full-year net income $26.5M ($4.11 diluted EPS) vs $22.5M ($3.30) in 2021, up 17.8%.","Net interest margin 4.82% in Q4 2022, up 86 bps from Q4 2021; nonperforming loans ratio 0.02%.","Stock buyback purchased 324,017 shares at weighted avg $29.07 under 5% program in 2022.","Total deposits decreased $98.4M (6.8%) vs Dec 2021; loans net increased $35.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-016226","json":"https://secwatch.observer/filing/0001193125-23-016226.json","markdown":"https://secwatch.observer/filing/0001193125-23-016226.md","text":"https://secwatch.observer/filing/0001193125-23-016226.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/0001193125-23-016226-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/d441956d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:33:45.138281+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e673fc4a1d29ad28c579585a5634308ffa4b4dfa","claim":"Princeton Bancorp, Inc. reported the quarter and year ended December 31, 2022 results: net income net income of $7.2 million, EPS $1.13 per diluted common share.","evidence_excerpt":"The Bank of Princeton (the “Bank”), the wholly owned subsidiary of Princeton Bancorp, Inc. (NASDAQ – BPRN), today reported its unaudited financial condition and results of operations at and for the quarter and year ended December 31, 2022. The Bank reported net income of $7.2 million, or $1.13 per diluted common share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/0001193125-23-016226-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Net income","value":"net income of $7.2 million"},{"label":"EPS","value":"$1.13 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}