---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-016226"
form_type: "8-K"
ticker: "BPRN"
cik: "0001913971"
company_name: "Princeton Bancorp, Inc."
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:33:45.138281+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Princeton Bancorp Q4 2022 net income $7.2M ($1.13 EPS); full-year $26.5M ($4.11 EPS) up 17.8% YoY

## Summary
- Net income Q4 2022 $7.2M ($1.13 diluted EPS) vs $6.2M ($0.92) in Q4 2021, up 16%.
- Full-year net income $26.5M ($4.11 diluted EPS) vs $22.5M ($3.30) in 2021, up 17.8%.
- Net interest margin 4.82% in Q4 2022, up 86 bps from Q4 2021; nonperforming loans ratio 0.02%.
- Stock buyback purchased 324,017 shares at weighted avg $29.07 under 5% program in 2022.
- Total deposits decreased $98.4M (6.8%) vs Dec 2021; loans net increased $35.2M.

## SEC filing metadata
- accession: 0001193125-23-016226
- form_type: 8-K
- ticker: BPRN
- cik: 0001913971
- company_name: Princeton Bancorp, Inc.
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/0001193125-23-016226-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/d441956d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-016226
- JSON: https://secwatch.observer/filing/0001193125-23-016226.json
- Plain text: https://secwatch.observer/filing/0001193125-23-016226.txt

## Key facts
- Earnings Releases
  Princeton Bancorp, Inc. reported the quarter and year ended December 31, 2022 results: net income net income of $7.2 million, EPS $1.13 per diluted common share.
  - Period: the quarter and year ended December 31, 2022
  - Net income: net income of $7.2 million
  - EPS: $1.13 per diluted common share
  - Result: reported results
  source text: The Bank of Princeton (the “Bank”), the wholly owned subsidiary of Princeton Bancorp, Inc. (NASDAQ – BPRN), today reported its unaudited financial condition and results of operations at and for the quarter and year ended December 31, 2022. The Bank reported net income of $7.2 million, or $1.13 per diluted common share, for the fourth quarter of 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1913971/000119312523016226/0001193125-23-016226-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.