{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-016307","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.121687+00:00","generated_at":"2026-06-20T07:55:55.191561+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BCB Bancorp reports record 2022 net income $45.6M (+33% YoY); declares $0.16 quarterly dividend","bullets":["Net income of $45.6M for FY2022 (record high), up 33.1%; diluted EPS $2.58 vs $1.92 in 2021.","Q4 2022 net income $12.1M (down 9.9% from Q3 2022); diluted EPS $0.69 vs $0.76 prior quarter.","Net interest margin 3.76% in Q4 2022, down 42bp from Q3 2022 but up 32bp YoY.","Non-accrual loans ratio improved to 0.17% (Dec. 31, 2022) from 0.64% a year ago; credit for loan losses $500K in Q4.","Quarterly cash dividend of $0.16 payable Feb 17, 2023 to shareholders of record Feb 3, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-016307","json":"https://secwatch.observer/filing/0001193125-23-016307.json","markdown":"https://secwatch.observer/filing/0001193125-23-016307.md","text":"https://secwatch.observer/filing/0001193125-23-016307.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523016307/0001193125-23-016307-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523016307/d259219d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:55:55.191561+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"23fcd13537771f5e354f40b9681ae681e2d09bbd","claim":"BCB BANCORP INC reported the quarter and year ended December 31, 2022 results: net income $45.6 million, EPS $2.58.","evidence_excerpt":"BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), today reported that its net income for the year ended December 31, 2022 increased 33.1 percent to $45.6 million, the highest annual earnings in the Company’s history, compared with $34.2 million for 2021. Earnings per diluted share for 2022 were $2.58 as compared to $1.92 for 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523016307/0001193125-23-016307-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Net income","value":"$45.6 million"},{"label":"EPS","value":"$2.58"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}