secwatch.observer — SEC 8-K summary
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Issuer:     BCB BANCORP INC (BCBP)
CIK:        0001228454
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001193125-23-016307
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BCB Bancorp reports record 2022 net income $45.6M (+33% YoY); declares $0.16 quarterly dividend
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- Net income of $45.6M for FY2022 (record high), up 33.1%; diluted EPS $2.58 vs $1.92 in 2021.
- Q4 2022 net income $12.1M (down 9.9% from Q3 2022); diluted EPS $0.69 vs $0.76 prior quarter.
- Net interest margin 3.76% in Q4 2022, down 42bp from Q3 2022 but up 32bp YoY.
- Non-accrual loans ratio improved to 0.17% (Dec. 31, 2022) from 0.64% a year ago; credit for loan losses $500K in Q4.
- Quarterly cash dividend of $0.16 payable Feb 17, 2023 to shareholders of record Feb 3, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1228454/000119312523016307/0001193125-23-016307-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1228454/000119312523016307/d259219d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-23-016307

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