---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-019867"
form_type: "8-K"
ticker: "BSBK"
cik: "0001787414"
company_name: "Bogota Financial Corp."
filed_at: "2023-01-31T23:59:59+00:00"
generated_at: "2026-06-20T05:35:43.233743+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bogota Financial Q4 net income $1.9M ($0.14 EPS); FY net income $6.9M ($0.51 EPS)

## Summary
- Q4 net income $1.9M vs $2.0M prior year; basic EPS $0.14 vs $0.15.
- Full year net income $6.9M ($0.51 EPS) down from $7.5M ($0.55 EPS) in 2021.
- Net interest income rose 24.6% in Q4 to $6.0M; full-year up 19.7% to $23.1M.
- Net loans grew 26.1% to $719.0M; total assets $951.1M, up 13.6%.
- Repurchased 906,793 shares in 2022 at $10.1M; new 10% repurchase plan approved Oct 2022.

## SEC filing metadata
- accession: 0001193125-23-019867
- form_type: 8-K
- ticker: BSBK
- cik: 0001787414
- company_name: Bogota Financial Corp.
- filed_at: 2023-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1787414/000119312523019867/0001193125-23-019867-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1787414/000119312523019867/d459010d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-019867
- JSON: https://secwatch.observer/filing/0001193125-23-019867.json
- Plain text: https://secwatch.observer/filing/0001193125-23-019867.txt

## Key facts
- Earnings Releases
  Bogota Financial Corp. reported the twelve months ended December 31, 2022 results: net income $6.9 million, EPS $0.51 per basic and diluted share.
  - Period: the twelve months ended December 31, 2022
  - Net income: $6.9 million
  - EPS: $0.51 per basic and diluted share
  - Result: reported results
  source text: The Company reported net income for the twelve months ended December 31, 2022 of $6.9 million or $0.51 per basic and diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1787414/000119312523019867/0001193125-23-019867-index.htm
- Earnings Releases
  Bogota Financial Corp. reported the three months ended December 31, 2022 results: net income $1.9 million, EPS $0.14 per basic and diluted share.
  - Period: the three months ended December 31, 2022
  - Net income: $1.9 million
  - EPS: $0.14 per basic and diluted share
  - Result: reported results
  source text: reported net income for the three months ended December 31, 2022 of $1.9 million or $0.14 per basic and diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1787414/000119312523019867/0001193125-23-019867-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.