{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-020380","form_type":"8-K","ticker":"CB","cik":"0000896159","company_name":"Chubb Ltd","filed_at":"2023-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.463298+00:00","generated_at":"2026-06-20T06:12:50.401521+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Chubb Q4 core EPS $4.05 vs $3.81 YoY; full-year record core operating income $15.24 per share","bullets":["Q4 consolidated net premiums written $10.2B, up 11.9% (16.0% constant currency); P&C premiums up 9.8% constant.","P&C combined ratio 88.0% (Q4) and 87.6% (FY); agriculture true-up $107M underwriting loss in Q4.","Full-year core operating income $6.46B, up 15.9%; record adjusted net investment income $4.02B.","Life insurance net premiums written $1.21B in Q4, up 92% (100.8% constant) driven by Cigna Asia acquisition.","Book value per share $121.90, up 6.2% from Q3; tangible BV $72.20, up 9.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-020380","json":"https://secwatch.observer/filing/0001193125-23-020380.json","markdown":"https://secwatch.observer/filing/0001193125-23-020380.md","text":"https://secwatch.observer/filing/0001193125-23-020380.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/896159/000119312523020380/0001193125-23-020380-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/896159/000119312523020380/d46261d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T06:12:50.401521+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"071238ad117e0c74ddf57f66cb3c97fb338dac81","claim":"Chubb Ltd reported the quarter ended December 31, 2022 results: revenue $10.2 billion, net income $1.31 billion, EPS $3.13 per share.","evidence_excerpt":"Up 10.3%; P&C Combined Ratio of 87.6% QUARTER ● Fourth quarter net income was $1.31 billion and core operating income was $1.70 billion. ● Consolidated net premiums written were $10.2 billion, up 11.9%, or 16.0% in constant dollars. P&C net premiums written were up 5.9%, or 9.8% in constant dollars, with commercial lines up 10.4% and consumer/personal lines up 8.1%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/896159/000119312523020380/0001193125-23-020380-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Revenue","value":"$10.2 billion"},{"label":"Net income","value":"$1.31 billion"},{"label":"EPS","value":"$3.13 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"1be51faedf3b732fba9d98d1ac220e22a1347cd8","claim":"Chubb Ltd reported the year ended December 31, 2022 results: revenue $41.8 billion, net income $5.31 billion, EPS $12.55 per share.","evidence_excerpt":"net income was $5.31 billion versus $8.54 billion prior year. Core operating income was a record $6.46 billion, up 15.9%. ● Full-year consolidated net premiums written were $41.8 billion, up 10.3%, or 13.0% in constant dollars. P&C net premiums written were up 7.7%, or 10.3% in constant dollars, with commercial lines up 11.0% and consumer/personal lines up 8.4%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/896159/000119312523020380/0001193125-23-020380-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Revenue","value":"$41.8 billion"},{"label":"Net income","value":"$5.31 billion"},{"label":"EPS","value":"$12.55 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}