---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-043195"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2023-02-21T23:59:59+00:00"
generated_at: "2026-06-19T06:15:00.082855+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE reports FY2022 net income $55.6M, combined ratio 83.6%; raises dividend 9.7%

## Summary
- Full-year 2022 net income $55.6M ($2.88 diluted EPS); operating EPS $3.07.
- Net combined ratio improved to 83.6% from 85.7% in 2021; underwriting profit $44.7M.
- Quarterly dividend raised 9.7% to $0.34/share, payable March 24, 2023 to holders of record March 10.
- Net premiums earned $271.7M, down 1.6% YoY; net investment income up 7% to $27.2M.
- Favorable prior-year reserve development of $40.6M reduced loss ratio.

## SEC filing metadata
- accession: 0001193125-23-043195
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2023-02-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000119312523043195/0001193125-23-043195-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000119312523043195/d377200d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-043195
- JSON: https://secwatch.observer/filing/0001193125-23-043195.json
- Plain text: https://secwatch.observer/filing/0001193125-23-043195.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.