{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-058565","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2023-03-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.769841+00:00","generated_at":"2026-06-18T13:09:10.427566+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Heritage Insurance Q4 net income $12.5M vs loss; premiums up 15.5%","bullets":["Q4 net income of $12.5M ($0.48 diluted EPS) vs net loss of $49.2M ($1.79 loss) in prior year.","Non-GAAP adjusted net income $12.5M ($0.48 per share), up from $11.3M ($0.41) in prior year.","Gross premiums written $322.1M, up 15.5% YoY; net combined ratio 96.1% (up 2.9 points).","Repurchased 341,075 shares at avg $1.78 for ~$625K under stock repurchase program.","Florida Senate Bill 2A passed; CEO cautiously optimistic on market stabilization."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-058565","json":"https://secwatch.observer/filing/0001193125-23-058565.json","markdown":"https://secwatch.observer/filing/0001193125-23-058565.md","text":"https://secwatch.observer/filing/0001193125-23-058565.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523058565/0001193125-23-058565-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523058565/d428354d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T13:09:10.427566+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bbe91a5b427016161f5d82a740dbd8e67d43c020","claim":"Heritage Insurance Holdings, Inc. reported fourth quarter of 2022 results: net income $12.5 million, EPS $0.48 per diluted share.","evidence_excerpt":"Heritage Insurance Holdings, Inc. (the “Company”) issued a press release announcing financial results for its fiscal quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523058565/0001193125-23-058565-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Net income","value":"$12.5 million"},{"label":"EPS","value":"$0.48 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}