{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-069257","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2023-03-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.122340+00:00","generated_at":"2026-06-18T02:52:53.049175+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BCB Bancorp CEO touts strong capital, low risk amid SVB, Signature failures","bullets":["Tangible equity to assets ratio 8.1%; regulatory capital well above well-capitalized requirements.","Non-accrual loans 0.17% of total loans; allowance covers 633.6% of non-accrual loans.","Net charge-offs only 0.06% for FY2022; no crypto or venture-capital exposure.","Average deposit sizes: consumer $35.2K, commercial $79.7K; diversified funding via FHLB and other channels.","CEO says recent Treasury, Fed, FDIC actions should restore confidence; bank proactively contacting investors."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-069257","json":"https://secwatch.observer/filing/0001193125-23-069257.json","markdown":"https://secwatch.observer/filing/0001193125-23-069257.md","text":"https://secwatch.observer/filing/0001193125-23-069257.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523069257/0001193125-23-069257-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523069257/d363654d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T02:52:53.049175+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}