---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-069257"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2023-03-14T23:59:59+00:00"
generated_at: "2026-06-18T02:52:53.049175+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp CEO touts strong capital, low risk amid SVB, Signature failures

## Summary
- Tangible equity to assets ratio 8.1%; regulatory capital well above well-capitalized requirements.
- Non-accrual loans 0.17% of total loans; allowance covers 633.6% of non-accrual loans.
- Net charge-offs only 0.06% for FY2022; no crypto or venture-capital exposure.
- Average deposit sizes: consumer $35.2K, commercial $79.7K; diversified funding via FHLB and other channels.
- CEO says recent Treasury, Fed, FDIC actions should restore confidence; bank proactively contacting investors.

## SEC filing metadata
- accession: 0001193125-23-069257
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2023-03-14T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312523069257/0001193125-23-069257-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312523069257/d363654d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-069257
- JSON: https://secwatch.observer/filing/0001193125-23-069257.json
- Plain text: https://secwatch.observer/filing/0001193125-23-069257.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.