---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-076750"
form_type: "8-K"
ticker: null
cik: "0001690536"
company_name: "FS Credit Real Estate Income Trust, Inc."
filed_at: "2023-03-22T23:59:59+00:00"
generated_at: "2026-06-17T21:25:10.082282+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FS Credit Real Estate Income Trust expands repurchase facility with Goldman Sachs to $450M

## Summary
- Maximum facility amount raised to $450M; $100M sub-limit for Type B (distressed) assets.
- Availability period extended to January 26, 2025, providing longer-term financing flexibility.
- Type A advance rate up to 80% (75% standard); Type B capped at 70% with required recovery plan.
- Concentration limits set: hospitality/retail max 60%, single property type max 70% of facility.

## SEC filing metadata
- accession: 0001193125-23-076750
- form_type: 8-K
- cik: 0001690536
- company_name: FS Credit Real Estate Income Trust, Inc.
- filed_at: 2023-03-22T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1690536/000119312523076750/0001193125-23-076750-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1690536/000119312523076750/d482765d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-076750
- JSON: https://secwatch.observer/filing/0001193125-23-076750.json
- Plain text: https://secwatch.observer/filing/0001193125-23-076750.txt

## Key facts
- Debt Financings
  FS Credit Real Estate Income Trust, Inc. amended credit facility of $450,000,000 with Goldman Sachs Bank USA maturing January 26, 2025.
  - Instrument: credit facility
  - Principal: $450,000,000
  - Counterparty: Goldman Sachs Bank USA
  - Maturity: January 26, 2025
  - Event: amendment
  source text: The Twelfth Amendment to Master Repurchase Agreement provides for, among other things, the extension of the availability period extension date to January 26, 2025, and an increase to the maximum facility purchase price to $450,000,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1690536/000119312523076750/0001193125-23-076750-index.htm
- Material Agreements
  FS Credit Real Estate Income Trust, Inc. amended Twelfth Amendment to Master Repurchase Agreement with Goldman Sachs Bank USA valued at $450,000,000 (effective 2023-03-17).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Goldman Sachs Bank USA
  - Value: $450,000,000
  - Effective: 2023-03-17
  source text: On March 17, 2023, FS CREIT Finance GS-1 LLC, or GS-1, an indirect wholly owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc., or the Company, entered into a Twelfth Amendment to Uncommitted Master Repurchase and Securities Contract Agreement and Sixth Amendment to Guarantee Agreement, or Twelfth Amendment to Master Repurchase Agreement, amending (a) that certain Uncommitted Master Repurchase and Securities Contract Agreement dated as of January 26, 2018 with Goldman Sachs Bank USA, or Goldman Sachs, as purchaser and (b) that certain Guarantee Agreement dated as of January 26, 2018 by the Company in favor of Goldman Sachs. The Twelfth Amendment to Master Repurchase Agreement provides for, among other things, the extension of the availability period extension date to January 26, 2025, and an increase to the maximum facility purchase price to $450,000,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1690536/000119312523076750/0001193125-23-076750-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.