{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-100715","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2023-04-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.596007+00:00","generated_at":"2026-06-17T02:22:49.521206+00:00","sec_items":["3.03","5.03","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"UMB Financial reduces special meeting threshold to 20%, reinstates cumulative voting","bullets":["Threshold to call special meeting lowered from 50% to 20% of outstanding common shares.","Cumulative voting for director elections reinstated in the bylaws.","Changes effective April 13, 2023, adopted by the Board of Directors."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-100715","json":"https://secwatch.observer/filing/0001193125-23-100715.json","markdown":"https://secwatch.observer/filing/0001193125-23-100715.md","text":"https://secwatch.observer/filing/0001193125-23-100715.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312523100715/0001193125-23-100715-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312523100715/d497145d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T02:22:49.521206+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2b53bf9d01b6b7048c4a2702a8042e12a1ac44dd","claim":"UMB FINANCIAL CORP: Amended bylaws to reduce special meeting threshold from 50% to 20% and reinstate cumulative voting for director elections (effective 2023-04-13).","evidence_excerpt":"On April 13, 2023, the Board of Directors (the “Board”) of UMB Financial Corporation (the “Company”) amended the Company’s bylaws (as amended, the “Bylaws”) to: (i) reduce the percentage of shares of the Company’s common stock required to call a special meeting from 50% to 20%, and (ii) reinstate cumulative voting for director elections.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312523100715/0001193125-23-100715-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"bylaw amendment"},{"label":"Effective","value":"2023-04-13"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}