{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-105689","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.845958+00:00","generated_at":"2026-06-16T23:58:29.776908+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ally Financial Q1 GAAP EPS $0.96, down 48% YoY; adjusted EPS $0.82, down 59%","bullets":["GAAP net income $291M, down 54% from $627M in Q1 2022; GAAP EPS $0.96 vs $1.86.","Adjusted EPS $0.82; Core PPNR $781M, down 28% YoY from $1.088B.","Retail deposits grew $813M with 126k net new customers; total deposits $154B, up $11.5B YoY.","Consumer auto originations $9.5B; annualized retail auto net charge-offs at 168bps.","CET1 ratio 9.2%; total available liquidity $43B, 3.6x uninsured deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-105689","json":"https://secwatch.observer/filing/0001193125-23-105689.json","markdown":"https://secwatch.observer/filing/0001193125-23-105689.md","text":"https://secwatch.observer/filing/0001193125-23-105689.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312523105689/0001193125-23-105689-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312523105689/d466942d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:58:29.776908+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e71f96099c68b005668b1d674e27641a92edda99","claim":"Ally Financial Inc. reported first quarter ended March 31, 2023 results: revenue $2.10 billion, net income $388 million, EPS $0.96.","evidence_excerpt":"Ally Financial Reports First Quarter 2023 Financial Results $0.96 10.8% $388 million $2.10 billion GAAP EPS RETURN ON COMMON EQUITY PRE-TAX INCOME GAAP TOTAL NET REVENUE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/40729/000119312523105689/0001193125-23-105689-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$2.10 billion"},{"label":"Net income","value":"$388 million"},{"label":"EPS","value":"$0.96"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}