{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-114609","form_type":"8-K","ticker":"AUBN","cik":"0000750574","company_name":"AUBURN NATIONAL BANCORPORATION, INC","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.153759+00:00","generated_at":"2026-06-16T17:34:40.860324+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Auburn National Q1 net earnings decline to $0.56/sh; NIM expands to 3.17% but provision and NPA rise","bullets":["Net earnings $2.0M ($0.56/sh) vs $2.1M ($0.59/sh) in Q1 2022, a 5% decline.","Total revenues up 13% YoY; net interest margin (tax-equivalent) 3.17% vs 2.43%.","Provision for credit losses $0.1M (vs negative $0.3M); CECL adoption added $1.0M to allowance.","Nonperforming assets $2.7M (0.26% of assets) vs $0.8M (0.07%) a year ago; one large relationship.","Dividends increased 2% to $0.27/sh; no wholesale borrowings; uninsured deposits 39.3% (adjusted 20.9%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-114609","json":"https://secwatch.observer/filing/0001193125-23-114609.json","markdown":"https://secwatch.observer/filing/0001193125-23-114609.md","text":"https://secwatch.observer/filing/0001193125-23-114609.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750574/000119312523114609/0001193125-23-114609-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750574/000119312523114609/d500474d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:34:40.860324+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c9a464879795851f5e1c478619d661d2e0a95997","claim":"AUBURN NATIONAL BANCORPORATION, INC reported first quarter of 2023 results: net income $2.0 million, EPS $0.56 per share.","evidence_excerpt":"AUBURN, Alabama – Auburn National Bancorporation, Inc. (Nasdaq: AUBN) reported net earnings of $2.0 million, or $0.56 per share, for the first quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750574/000119312523114609/0001193125-23-114609-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"$2.0 million"},{"label":"EPS","value":"$0.56 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}