{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-116884","form_type":"8-K","ticker":"FMNB","cik":"0000709337","company_name":"FARMERS NATIONAL BANC CORP /OH/","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.980369+00:00","generated_at":"2026-06-16T14:21:18.508739+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Farmers National Q1 net income $7.1M ($0.19 diluted); adjusted EPS $0.44; Emclaire deal closed","bullets":["GAAP net income $7.1M, diluted EPS $0.19; adjusted net income $16.5M, EPS $0.44 (non-GAAP).","Completed Emclaire acquisition on Jan 1, 2023; transaction value ~$92.6M (4.2M shares + $33.4M cash).","Repurchased 850,799 shares (2.2% of outstanding) during Q1.","Total assets $5.11B; customer deposits $4.31B; uninsured deposits 19.2%; additional FHLB capacity $656.1M.","Net interest margin 3.07% (down from 3.27% YoY); efficiency ratio 53.5% (non-GAAP)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-116884","json":"https://secwatch.observer/filing/0001193125-23-116884.json","markdown":"https://secwatch.observer/filing/0001193125-23-116884.md","text":"https://secwatch.observer/filing/0001193125-23-116884.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/709337/000119312523116884/0001193125-23-116884-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/709337/000119312523116884/d85507d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T14:21:18.508739+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"339f9eff3ec3b1aef5b63723838a034fccfceddb","claim":"FARMERS NATIONAL BANC CORP /OH/ reported the quarter ended March 31, 2023 results: net income $7.1 million, EPS $0.19 per diluted share.","evidence_excerpt":"Farmers National Banc Corp. (“Farmers” or the “Company”) (NASDAQ: FMNB) today announced net income of $7.1 million for the three months ended March 31, 2023 compared to $15.8 million for the three months ended March 31, 2022. Diluted earnings per share were $0.19 for the first quarter of 2023 compared to $0.47 for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/709337/000119312523116884/0001193125-23-116884-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$7.1 million"},{"label":"EPS","value":"$0.19 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}