{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-126892","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2023-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.507095+00:00","generated_at":"2026-06-16T05:59:21.731009+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Medallion Bank reports record Q1 net income $21.4M; loan portfolio up 26.4% YoY","bullets":["Record net income of $21.4M vs. $18.8M in Q1 2022, driven by loan growth and medallion recoveries.","Net interest income $44.3M (NIM 9.05%), compared to $37.2M (9.66%) in prior year quarter.","Total loan portfolio grew 26.4% to $1.9B; recreation loans up 20.5%, home improvement up 41.4%.","Annualized net charge-offs rose to 2.5% from 0.7%, partly due to CECL adoption and $2.5M bankruptcy charge-offs.","Declared Series F preferred dividend $0.50/share payable July 3, 2023 to holders of record June 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-126892","json":"https://secwatch.observer/filing/0001193125-23-126892.json","markdown":"https://secwatch.observer/filing/0001193125-23-126892.md","text":"https://secwatch.observer/filing/0001193125-23-126892.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000119312523126892/0001193125-23-126892-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000119312523126892/d450960d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T05:59:21.731009+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}