---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-127633"
form_type: "8-K"
ticker: "UNH"
cik: "0000731766"
company_name: "UNITEDHEALTH GROUP INC"
filed_at: "2023-04-28T23:59:59+00:00"
generated_at: "2026-06-16T07:03:34.129919+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# UnitedHealth amends 1998 indenture; holders of $1.36B (68%) consent

## Summary
- Amendment aligns 1998 indenture covenants with 2008 base indenture via consent solicitation.
- Key changes: redemption notice shortened to 10–60 days; added change-of-control repurchase provision.
- Removed Sections on taxes, stay/usury laws, and limitation on liens; modified default and compliance sections.
- Amendment effective April 28, 2023 after cash consideration paid to consenting holders.

## SEC filing metadata
- accession: 0001193125-23-127633
- form_type: 8-K
- ticker: UNH
- cik: 0000731766
- company_name: UNITEDHEALTH GROUP INC
- filed_at: 2023-04-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 3.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731766/000119312523127633/0001193125-23-127633-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731766/000119312523127633/d485677d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-127633
- JSON: https://secwatch.observer/filing/0001193125-23-127633.json
- Plain text: https://secwatch.observer/filing/0001193125-23-127633.txt

## Key facts
- Material Agreements
  UNITEDHEALTH GROUP INC amended 1998 A&R Indenture with Wilmington Trust Company (effective 2023-04-27).
  - Action: amendment
  - Agreement: notes offering
  - Counterparty: Wilmington Trust Company
  - Effective: 2023-04-27
  source text: On April 27, 2023, UnitedHealth Group Incorporated (the “Company”) and Wilmington Trust Company, as successor trustee, entered into an amendment and restatement (the “1998 A&R Indenture”) of the Company’s indenture, dated as of November 15, 1998 (as amended on November 6, 2000, the “1998 Base Indenture”), which governs the Company’s outstanding 5.800% Senior Notes due 2036, 6.500% Senior Notes due 2037 and 6.625% Senior Notes due 2037 (collectively, the “1998 Notes”) (the 1998 Base Indenture, as supplemented by each of the officers’ certificates and company orders relating to the 1998 Notes, the “1998 Indenture”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/731766/000119312523127633/0001193125-23-127633-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.