{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-136067","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2023-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.595089+00:00","generated_at":"2026-06-15T22:02:49.275394+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Heritage Q1 2023 net income $14.0M vs loss; diluted EPS $0.55","bullets":["Net income of $14.0M ($0.55 diluted EPS) vs loss of $30.8M ($1.15 loss) in Q1 2022.","Gross premiums written $310.3M, up 9.6% YoY; net premiums earned $166.0M, up 8.6%.","Net combined ratio improved to 94.5% from 129.5% YoY; net loss ratio 58.7% vs 91.6%.","Premiums-in-force exceeded $1.3B (+10.9% YoY) despite policy count down 9.0%.","Dividend suspension continued; no share repurchases in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-136067","json":"https://secwatch.observer/filing/0001193125-23-136067.json","markdown":"https://secwatch.observer/filing/0001193125-23-136067.md","text":"https://secwatch.observer/filing/0001193125-23-136067.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523136067/0001193125-23-136067-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523136067/d219211d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T22:02:49.275394+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a066210d30a196e4738a61be882ad45a570a888e","claim":"Heritage Insurance Holdings, Inc. reported financial results for first quarter of 2023.","evidence_excerpt":"On May 4, 2023, Heritage Insurance Holdings, Inc. (the “Company”) issued a press release announcing financial results for its fiscal quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523136067/0001193125-23-136067-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}