secwatch.observer — SEC 8-K summary
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Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2023-05-04T23:59:59+00:00
Accession:  0001193125-23-136067
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Q1 2023 net income $14.0M vs loss; diluted EPS $0.55
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- Net income of $14.0M ($0.55 diluted EPS) vs loss of $30.8M ($1.15 loss) in Q1 2022.
- Gross premiums written $310.3M, up 9.6% YoY; net premiums earned $166.0M, up 8.6%.
- Net combined ratio improved to 94.5% from 129.5% YoY; net loss ratio 58.7% vs 91.6%.
- Premiums-in-force exceeded $1.3B (+10.9% YoY) despite policy count down 9.0%.
- Dividend suspension continued; no share repurchases in quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312523136067/0001193125-23-136067-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312523136067/d219211d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-23-136067

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer